Your declines are a revenue line. Paxora gets it back.

Payment orchestration for Australian DTC and subscription merchants. Route every payment to the account most likely to approve it, retry declines on a second route, and recover the subscribers you were about to lose. You keep your acquirer, your settlement and your data.

Approval rate

Up

Recovered subscription revenue

Tracked to the dollar

Chargebacks

Down

How it works

  1. 01

    Vault once.

    Your customers’ cards are tokenised in the browser and stored in a PCI-compliant vault you control. Paxora never sees a card number, and neither do your servers.

  2. 02

    Route smart.

    Every payment goes to the gateway account most likely to approve it, based on card type, issuer and your own approval history. If it declines for a recoverable reason, it tries a second route within seconds.

  3. 03

    Recover more.

    Recurring charges retry at the right time on the right route, cards update automatically, and customers who still fail get a one-tap card update page. Every recovered dollar shows in your dashboard.

The full picture, including what Paxora never does →

Who it is for

Australian merchants doing more than $50K a month in card volume, especially subscriptions, supplements, telehealth, coaching and any vertical where one gateway has ever switched you off with a week’s notice.

A note from the founder

I ran payments for an Australian telehealth business. We lost customers to declines we never saw and spent weeks re-platforming when a gateway changed its mind. Paxora is the layer I wanted to buy and could not. If you are in the same spot, I would like to see your decline data.
Dan

Talk to us about your numbers

Ten minutes of your decline data tells us whether Paxora can move the needle for you.

We reply within one business day. No newsletter, no drip sequence.